[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.maax.cz\/take-potrebujete-vic-penez\/#Article","mainEntityOfPage":"https:\/\/www.maax.cz\/take-potrebujete-vic-penez\/","headline":"Tak\u00e9 pot\u0159ebujete v\u00edc pen\u011bz?","name":"Tak\u00e9 pot\u0159ebujete v\u00edc pen\u011bz?","description":"Podnik\u00e1te? Jestli ano, pak si m\u016f\u017eete gratulovat, pokud jste se je\u0161t\u011b nikdy nedostali do finan\u010dn\u00edch probl\u00e9m\u016f. Proto\u017ee...","datePublished":"2024-03-22","dateModified":"2024-04-22","author":{"@type":"Person","@id":"https:\/\/www.maax.cz\/author\/#Person","name":"","url":"https:\/\/www.maax.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/390ba47df5874845ef3762ac16ecd0a67f4e30c13cbb7c7ee444ade303aa885b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/390ba47df5874845ef3762ac16ecd0a67f4e30c13cbb7c7ee444ade303aa885b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"maax.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.maax.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppp.png","url":"https:\/\/www.maax.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppp.png","height":0,"width":0},"url":"https:\/\/www.maax.cz\/take-potrebujete-vic-penez\/","about":["Pen\u00edze"],"wordCount":411,"articleBody":"   Podnik\u00e1te? Jestli ano, pak si m\u016f\u017eete gratulovat, pokud jste se je\u0161t\u011b nikdy nedostali do finan\u010dn\u00edch probl\u00e9m\u016f. Proto\u017ee kv\u016fli pen\u011bz\u016fm m\u00edv\u00e1 aspo\u0148 n\u011bkdy probl\u00e9my spousta na\u0161inc\u016f, soukrom\u00e9 podnikatele nevyj\u00edmaje, a jestli jste se je\u0161t\u011b nikdy nedostali do \u00fazk\u00fdch, nemuseli jste se je\u0161t\u011b ani uskrom\u0148ovat, nato\u017e pak \u0159e\u0161it i vysloven\u00e9 existen\u010dn\u00ed probl\u00e9my.V\u011bt\u0161ina \u010desk\u00fdch podnikatel\u016f ale takov\u00e9 \u0161t\u011bst\u00ed nem\u00edv\u00e1. V\u011bt\u0161ina na\u0161ich soukromn\u00edk\u016f se aspo\u0148 n\u011bkdy do probl\u00e9m\u016f dost\u00e1v\u00e1. A pak jim neb\u00fdv\u00e1 co z\u00e1vid\u011bt. V\u0161ichni p\u0159ece v\u00edme, jak\u00e9 znamenaj\u00ed takov\u00e9 finan\u010dn\u00ed probl\u00e9my v soukrom\u00e9 sf\u00e9\u0159e komplikace. P\u0159est\u00e1v\u00e1 se tu da\u0159it, a nakonec to m\u016f\u017ee v\u00e9st i ke krachu. Proto\u017ee bez pen\u011bz podnikat nelze.Ale nikdo z podnikatel\u016f p\u0159edem nepozn\u00e1 se stoprocentn\u00ed jistotou, co bude v\u00fdnosn\u00e9 a co propad\u00e1k. Nejednou se jen t\u011b\u017eko odhadne, kdo ze z\u00e1kazn\u00edk\u016f zaplat\u00ed a kdo z\u016fstane dlu\u017een. Je t\u011b\u017ek\u00e9 \u0159\u00edci, jak se budou vyv\u00edjet ceny surovin a energi\u00ed, jak\u00e9 mzdy budou po\u017eadovat zam\u011bstnanci. T\u011b\u017eko se p\u0159edv\u00eddaj\u00ed poruchy, hav\u00e1rie \u010di \u017eiveln\u00e9 pohromy. A tak se ob\u010das snadno stane, \u017ee se podnik\u00e1, ale pen\u00edze to nep\u0159in\u00e1\u0161\u00ed. Nebo jich je p\u0159\u00edli\u0161 m\u00e1lo. A pak se zkr\u00e1tka mus\u00ed vyu\u017e\u00edt podnikatelovy finan\u010dn\u00ed rezervy, nebo se mus\u00ed vz\u00edt n\u011bjak\u00e1 vyhovuj\u00edc\u00ed p\u016fj\u010dka.A co se p\u016fj\u010dky pro podnikatele t\u00fdk\u00e1, jak by tato m\u011bla vypadat? Mysl\u00edm, \u017ee v mnoha p\u0159\u00edpadech jako nebankovn\u00ed hypot\u00e9ka. M\u011bla by b\u00fdt snadno dostupn\u00e1, cenov\u011b aspo\u0148 relativn\u011b v\u00fdhodn\u00e1, s mo\u017enost\u00ed dostat ji bez slo\u017eit\u00e9ho prov\u011b\u0159ov\u00e1n\u00ed a pap\u00edrov\u00e1n\u00ed rychle a spl\u00e1cet ji pak t\u0159eba i hodn\u011b dlouhodob\u011b po n\u00edzk\u00fdch \u010d\u00e1stk\u00e1ch, ale v p\u0159\u00edpad\u011b z\u00e1jmu samoz\u0159ejm\u011b i p\u0159esn\u011b naopak.Ale takov\u00fdch dokonal\u00fdch p\u016fj\u010dek nen\u00ed mnoho. A pr\u00e1v\u011b proto by nem\u011bli na\u0161inci nebankovn\u00ed hypot\u00e9ky ignorovat. Sta\u010d\u00ed, aby tu dali na dobu spl\u00e1cen\u00ed do z\u00e1stavy nemovitost, a dostanou pr\u00e1v\u011b takovou dokonalou p\u016fj\u010dku, kter\u00e1 jim p\u0159i jejich skom\u00edraj\u00edc\u00edm podnik\u00e1n\u00ed ur\u010dit\u011b pom\u016f\u017ee.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tak\u00e9 pot\u0159ebujete v\u00edc pen\u011bz?","item":"https:\/\/www.maax.cz\/take-potrebujete-vic-penez\/#breadcrumbitem"}]}]